GGenerali CentralExecutive Cockpit

SciKIQ Decision Intelligence Fabric

From insight to impact: See → Predict → Reason → Simulate → Decide → Act. The three strips of the architecture — the decision stack, the use cases, the agentic workforce — rendered bullet by bullet, each opening the thing that implements it, each badged with what it actually is.

Generali Central Insurance Company Limited · FY25 (Mar'25, audited)
Mid-tier private multiline general insurer — Top-10 private (rank ~10)
2,644 employees · 167 branches · 21,000+ agents
🎬 A claim to a decision — the SciKIQ storyStep 13 of 14 · Act 6 · the architecture, badged honestlyLapse, Retention & Sales AIConnectors & IntegrationsAll journeys
🌐 Enterprise 360 modules· on SciKIQ Fabric MapBrowse all 51 views ▾
Todayyour decision queue📨 Activity & Digestaudit trail · @mentions🧭 360 Directoryall views by persona🗺 Guided Journeyspersona flows · step-by-step🛰 Control Towercommand center🎯 Strategy & Goals4 pillars · OKRs💎 Value Creation Planturnaround · value🤖 AI Use Casesrecommend & act🌐 Enterprise 360the consolidated pane📈 New Business & Underwriting 360funnel · forecast🚗 Motor 360OD vs TP · classes · claims🏥 Health 360retail vs group · ICR · cashless🛡 Fraud & SIU 360leakage · detection · recovery🛰 Market & Industry Intelsignals · growth initiatives🏛 Company Hierarchyorg · lines · entities🗂 Org Roll-up 360zone · line · branch📍 Branch & Distribution 360branch twin · sourcing · zones👥 Channels & Customers 360channels · cross-sell🧩 Customer Mastergolden record · MDM🧾 Quote & Proposal 360proposals by line🔄 Quote-to-Premium 360quote-to-premium cycle🔁 Claims & Renewals 360claims · cashless · renewals🔧 Case / Project 360delivery · case handling👷 Workforce 360people · productivity🏷 Products & Lines 360products · loss ratio🧩 Programs & Digital 360PMO · workstreams · go-live🤝 Growth Initiatives 360initiatives · investment · ROI🚪 Turnaround & Growthcombined ratio · solvency · ₹10k cr🚚 Reinsurance & Network 360reinsurers · hospitals · garages💰 Finance 360P&L · combined ratio💵 Cash 360premium · float · investments🧬 Ontology & Meshlogical layer · data products Evidencedrill-to-record · export🩺 Data Healthfreshness · lineage🕸 SciKIQ Data Fabriclive catalog · PII · scans🧠 SciKIQ Fabric Mapthe whole architecture📄 Policy 360live policies · lapse score🧾 Claim 360live claims · severity · fraud🏥 Hospital & Provider 360network · anomaly score🤝 Agent & Broker 360distribution · portfolio quality Compliance 360KYC · PII · obligations🎛 Simulationdeterministic what-if📑 Document Intelligencebills & estimates → structure🔌 Connectorswhat is actually wired📋 Underwriting & Pricing AIrules decide · model explains🧭 Coverage Reasoningliability · payable · rules🔁 Lapse, Retention & Sales AInext best action · cross-sell · leads🕸 Fraud Network Analysishubs · co-occurrence · concentration Decision Stacksee → predict → act🤖 AI Agentic Workforce10 always-on agents📚 Data Catalogterms · CDEs · glossaries
The 5-layer decision stack

Outcome → Action · Business value → Impact

27 named capabilities across six layers. 13 computed · 7 live AI · 3 views · 3 partial · 1 planned.

₹5,548 Cr
GWP
FY25 · audited
112%
Combined ratio
underwriting loss
1.96×
Solvency
vs 1.50 floor
30
Agent skills
10 agents · all runnable
Honesty

What the badges mean

A diagram is cheap. The status on every bullet above is the point of this page.

Computed

Deterministic code over live records — scorers, rules engines, the simulator. Same input, same output, every factor shown.

Live AI

Model reasoning grounded on computed evidence or governed data. The model explains or narrates; it does not make the decision.

View

A real page over real records, with no scoring or reasoning applied to it.

Partial

Exists, but narrower than the bullet claims. The note on the bullet says how.

Planned

Not built. Nothing on the page implies otherwise.

Two caveats that stay true across every page: the predictive scorers run on synthetic demo rows, so they demonstrate the mechanism rather than predictive power on a real book; and the combined ratio at 112% is an underwriting loss, covered by ₹598 Cr of investment income — never presented as profit.