GGenerali CentralExecutive Cockpit

Claim Liability & Coverage Reasoning

Is this claim covered, and for how much? The coverage rules engine takes the claim facts and returns a position — covered, partially covered, excluded or refer — with the rule ids cited and a payable indication. The model explains the position and lists what to collect before settling.

Generali Central Insurance Company Limited · FY25 (Mar'25, audited)
Mid-tier private multiline general insurer — Top-10 private (rank ~10)
2,644 employees · 167 branches · 21,000+ agents
🎬 A claim to a decision — the SciKIQ storyStep 4 of 14 · Act 2 · is it covered? — rules decide, model explainsDocument IntelligenceFraud & SIU 360All journeys
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Reasoning · rules decide, model explains

Assess a claim

Computed + AI

Settlement recommendation with the wording reasoning behind it.

Claim
Transparent

The coverage rules in force

Illustrative policy-wording rules encoded in lib/rules.ts. Every position above cites these by id.

CV-01 Policy in forcePolicy must be ACTIVE at the time of loss
CV-02 Initial waitingHealth: 30-day waiting period, accidents exempt
CV-03 PED waitingPre-existing conditions within 24 months → refer
CV-04 Standard exclusionsCosmetic, dental, infertility excluded
CV-05 Motor conductDriving under influence or without a valid licence → excluded
CV-06 Wear & tearWear, tear, breakdown, consequential loss excluded
CV-07 UseCommercial use of a private vehicle → refer
CV-08 DeductibleMotor compulsory deductible ₹2,000
CV-09 NATCAT add-onHome flood/earthquake/storm depends on the add-on
CV-10 War & nuclearWar, nuclear, civil commotion excluded
CV-11 Sum assuredPayable capped at sum assured
CV-12 NotificationLate notification → condition-precedent review