Outcome → Action → Business Value → Impact. The five-layer decision stack run end-to-end on a single subject: see what is happening, predict where it goes, reason out the options, simulate what each is worth, decide, and act. One governed dataset flows through all six layers.
Pick one of the real pressure points in the book and run it through the whole stack. Each layer is grounded in the reconciled FY25 figures — the simulation is priced in combined-ratio points, where one point is ₹37.5 Cr on net earned premium of ₹3,753 Cr.
Pick a subject and run it. The same governed data flows through all six layers — what is happening, what happens if nothing changes, the options, what each option is worth in combined-ratio points, the recommendation, and the actions with owners.
The stack is not a one-shot report. Each step below is a route in this cockpit — ingestion through execution and back into learning.
The impact bands from the roadmap, each linked to the view that measures it. The percentage ranges are industry benchmarks for a fabric of this kind — they are targets to be earned, not results Generali Central has booked.
Those ranges are benchmark potential, not booked outcomes. Generali Central's actual position is the strip above: a 112% combined ratio and a 79% loss ratio, with PAT positive only because ₹598 Cr of investment income covers the underwriting loss.