GGenerali CentralExecutive Cockpit

Hospital & Provider 360

The provider network as entities, not claims: who bills, how much, how often they are denied, and what share of billed value is actually allowed. Entity-level patterns are the ones a single claim can never reveal.

Generali Central Insurance Company Limited · FY25 (Mar'25, audited)
Mid-tier private multiline general insurer — Top-10 private (rank ~10)
2,644 employees · 167 branches · 21,000+ agents
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Live records

Network at a glance

LIVE · PostgreSQLpostgres · demo_health3 msread-only session

Billed versus allowed across the empanelled network — the gap is the negotiation and leakage surface.

60
Providers billing
8+ specialties
₹11,05,83,995
Billed
1,787 claims
₹6,64,17,528
Allowed
60% of billed
₹4,41,66,467
Billed − allowed
negotiation & leakage surface
Billing by specialty
General Medicine₹1,88,46,885 · 303 claims
Emergency₹1,68,60,784 · 275 claims
Orthopedics₹1,64,32,986 · 261 claims
Oncology₹1,52,70,048 · 244 claims
Cardiology₹1,46,99,204 · 222 claims
Radiology₹95,62,249 · 157 claims
Pediatrics₹94,96,474 · 166 claims
Neurology₹94,15,365 · 159 claims
Predictive · computed

Provider anomaly score

Computed

Each provider compared to peers on average billed per claim, denial rate, allowed ratio and volume concentration. High scores are candidates for audit or de-empanelment review, not accusations.

0
Flagged for review
of 60 providers
₹62,177
Peer avg billed
per claim benchmark
20.4%
Peer denial rate
network average
₹0
Billed by flagged
value under review
ProviderSpecialtyClaimsAvg billedDeniedAllowedScoreWhy
Dr. Vishal RaoPediatrics34₹70,48735.3%63.8%0.47Medium
Elevated denial rate +0.22
Dr. Meena DasGeneral Medicine27₹62,81129.6%64.3%0.47Medium
Elevated denial rate +0.22
Dr. Priya RathoreCardiology23₹72,32334.8%57.5%0.47Medium
Elevated denial rate +0.22
Dr. Girish VermaEmergency30₹54,44743.3%66%0.47Medium
Elevated denial rate +0.22
Dr. Ravi KulkarniEmergency24₹65,60833.3%61%0.47Medium
Elevated denial rate +0.22
Dr. Mukesh KapoorEmergency27₹58,25229.6%60.2%0.47Medium
Elevated denial rate +0.22
Dr. Neha SharmaCardiology25₹62,60032%61.9%0.47Medium
Elevated denial rate +0.22
Dr. Smita PillaiGeneral Medicine25₹62,57932%57.5%0.47Medium
Elevated denial rate +0.22
Dr. Harish BansalGeneral Medicine42₹62,31721.4%58.1%0.35Low
High volume +0.10
Dr. Vishal SinghRadiology38₹68,14821.1%59.9%0.25Lowno features triggered
Dr. Suresh TripathiOncology40₹62,21715%59.4%0.25Lowno features triggered
Dr. Vikas MehtaOncology31₹77,28425.8%56.7%0.25Lowno features triggered
Dr. Ramesh TrivediGeneral Medicine39₹61,39910.3%61.7%0.25Lowno features triggered
Dr. Shalini SethiCardiology34₹67,40920.6%61.2%0.25Lowno features triggered

Live rows: 120 health claim records read from demo_health.provider + insurance_claim in PostgreSQL at request time. These are genuine records with genuine structure, but they are synthetic demo data, not Generali Central's book — status distributions are near-uniform, and person, provider, branch and payer names are localised to Indian display names at read time. Scores demonstrate the scoring mechanism, not predictive performance. The reconciled ₹5,548 Cr figures elsewhere in this cockpit come from the governed SQLite book.

Predictive · computed

Pre-authorisation denial risk

Computed

For each submitted claim: billed amount against the specialty average, the payer's allowed ratio and historical pay ratio, and whether the encounter was an emergency. Approval likelihood is one minus the denial score.

25
Submitted claims
awaiting pre-auth decision
0
High denial risk
expect pushback
17
Likely approved
fast-track cashless
₹0
Billed at risk
on high-risk submissions
ProviderSpecialtyEncounterBilledPayerApprovalWhy
Dr. Naveen IyengarNeurologyOUTPATIENT₹119580.22Kavach Health Assurance47%
Payer allows under half +0.20Non-admission encounter +0.08
Dr. Kunal PillaiOncologyTELEHEALTH₹118782.29Kavach Health Assurance47%
Payer allows under half +0.20Non-admission encounter +0.08
Dr. Priya RathoreCardiologyOUTPATIENT₹118662.37AayuCare Health Services47%
Payer allows under half +0.20Non-admission encounter +0.08
Dr. Rohan ReddyPediatricsOUTPATIENT₹117695.06Kavach Health Assurance47%
Payer allows under half +0.20Non-admission encounter +0.08
Dr. Gayatri MehtaOncologyOUTPATIENT₹116888.87Suraksha MediCare TPA47%
Payer allows under half +0.20Non-admission encounter +0.08
Dr. Mukesh DasOncologyOUTPATIENT₹115735.36SehatPlus TPA47%
Payer allows under half +0.20Non-admission encounter +0.08
Dr. Anil NaiduGeneral MedicineINPATIENT₹119493.14Swasth Bharat Assurance55%
Payer allows under half +0.20
Dr. Vishal SinghRadiologyINPATIENT₹119364.63SehatPlus TPA55%
Payer allows under half +0.20
Dr. Satish MehtaGeneral MedicineOUTPATIENT₹119765.18Jeevan Raksha Health Services67%
Non-admission encounter +0.08
Dr. Aditya YadavCardiologyTELEHEALTH₹118912.01Nirog Seva Health TPA67%
Non-admission encounter +0.08
Counterparties

Payers

Who settles, and what proportion of billed value they actually pay.

Swasth Bharat Assurance
MEDICAID · 419 claims
₹2,63,65,724 billed · 52.1% paid
Jeevan Raksha Health Services
SELF_PAY · 404 claims
₹2,47,93,964 billed · 53.2% paid
SehatPlus TPA
MEDICAID · 362 claims
₹2,33,41,030 billed · 52.3% paid
RakshaNet MediAssist
MEDICARE · 370 claims
₹2,22,68,654 billed · 51.5% paid
Suraksha MediCare TPA
COMMERCIAL · 370 claims
₹2,22,67,526 billed · 51.9% paid
Kavach Health Assurance
SELF_PAY · 372 claims
₹2,17,41,189 billed · 52.5% paid
AayuCare Health Services
MEDICARE · 347 claims
₹2,09,37,587 billed · 52.6% paid
Nirog Seva Health TPA
MEDICAID · 356 claims
₹1,98,82,992 billed · 52.9% paid