Generali Central's real footprint — zone hierarchy, lines of business, and the core-systems data-grain reality (which branches report actuals vs zone-level).
Branches on TCS BaNCS post transactions at branch level; newer channels still record at zone level. The view labels each so actuals are never confused with estimates.
Branches on TCS BaNCS — every transaction booked at branch/line grain. Trust as-is.
Integrating branches & bancassurance desks — some postings still land at zone level; allocation disaggregates them to branch using in-force policies, headcount and premium counts.
Newer/planned channels — recorded only at zone/area on legacy systems. The branch figure is a modeled estimate until integration.
1 · Resolve the branch. Match legacy branch IDs, line names and addresses (Mumbai HQ = Branch 4021 = West India) into one golden branch record — you can't roll up what you can't match.
2 · Tag the grain. Every transaction carries its recording level (branch / zone / region) and a confidence score, so the view shows actuals vs estimates instead of pretending they're the same.
3 · Disaggregate. For zone-level postings, a driver model splits the total to branches by in-force policies, headcount, premium counts and payroll — weights learned from on-BaNCS branches where both grains exist during integration.
4 · Reconcile & learn. Allocated branch sums must tie back to the zone total; anomalies and duplicate channel / customer records get flagged. As each channel lands on TCS BaNCS, estimates flip to actuals — coverage is now 89% and rising.
Bubble size = GWP; color = operational health. Hover any branch cluster for detail and its lead line.
Zones + states across Generali Central's 167-branch footprint.
Line in parentheses where a product line anchors the cluster.
Bar color = data grain: green actuals · amber allocated · red zone-only.
The branch-level view — including which newer channels still report at zone level.
| Branch cluster | State | Zone | Line | GWP | Branch-grain | Recording |
|---|---|---|---|---|---|---|
| Mumbai (HQ · West India)HQ | MH | West (Mumbai HQ & West India) | Health Insurance | ₹900 Cr | 98% | Actuals |
| Delhi-NCR (North India) | DL | North (Delhi-NCR & North India) | Health Insurance | ₹620 Cr | 94% | Actuals |
| Bengaluru / Karnataka | KA | South (Bengaluru–Chennai & South India) | Health Insurance | ₹480 Cr | 95% | Actuals |
| Chennai / Tamil Nadu | TN | South (Bengaluru–Chennai & South India) | Motor Insurance | ₹430 Cr | 93% | Actuals |
| Hyderabad / Telangana & AP | TG | South (Bengaluru–Chennai & South India) | Commercial & Property | ₹420 Cr | 88% | Allocated |
| Kolkata / West Bengal | WB | East (Kolkata & East India) | Health Insurance | ₹400 Cr | 90% | Actuals |
| Chandigarh / Punjab & Haryana | CH | North (Delhi-NCR & North India) | Motor Insurance | ₹340 Cr | 87% | Allocated |
| Pune / West Maharashtra | MH | West (Mumbai HQ & West India) | Motor Insurance | ₹300 Cr | 95% | Actuals |
| Bhopal / Indore (MP) | MP | Central (Bhopal & Central India) | Motor Insurance | ₹300 Cr | 84% | Allocated |
| Ahmedabad / Gujarat | GJ | West (Mumbai HQ & West India) | Commercial & Property | ₹265 Cr | 88% | Allocated |
| Jaipur / Rajasthan | RJ | North (Delhi-NCR & North India) | Weather / Crop | ₹260 Cr | 83% | Allocated |
| Bhubaneswar / Odisha | OD | East (Kolkata & East India) | Weather / Crop | ₹220 Cr | 70% | Region-only |
| Guwahati / Siliguri (NE & N.Bengal) | AS | East (Kolkata & East India) | Commercial & Property | ₹213 Cr | 62% | Region-only |
| Nagpur / Vidarbha | MH | West (Mumbai HQ & West India) | Weather / Crop | ₹200 Cr | 82% | Allocated |
| Raipur / Chhattisgarh | CG | Central (Bhopal & Central India) | Weather / Crop | ₹100 Cr | 66% | Region-only |
| Lucknow / Central UP | UP | Central (Bhopal & Central India) | Health Insurance | ₹100 Cr | 80% | Allocated |